"Be the Bank by Investing in First Trust Deeds"

Convert your Cash, Savings, CD's, Stocks, Bonds, IRA or other Investment Accounts into Real Estate secured loans and start earning 12% Fixed Annual Return on your investment!

Walter Capital Funding, LLC is a professional private lending company located in Central Texas that operates similar to a bank. Our private lenders are currently earning 12% Net Annual Return. These short-term mortgage investments are fully collateralized by Real Estate with 25% or more in protective equity.

We are NOT a Mortgage Pool, Fund or a REIT. Your funds are fully secured by a First Lien Deed of Trust on a specific property and in a stable real estate market here in Central Texas. You have the opportunity to hand select which properties you want to fund and every transaction takes place only at bonded escrow/title companies.

Walter Capital Funding, LLC also handles the serving of every loan we fund which pays out monthly interest payments at 12% APY. Trust Deeds funded by private individuals have been around for decades and these private mortgage loans are funded every day in just about every city in America. If you currently invest in real estate and/or have a net worth of $250,000 or more please read on.  

Invest With Confidence! 

Become the Bank...

Dear Investor,

Have you ever thought what it would be like to be the Bank? Banks are not known for taking risk… right?  That’s why they tend to stay with secured investments such as mortgage loans or auto loans.  Think about it…has your bank ever offered you a loan to purchase stocks, bonds or mutual funds? Probably Never!   Yet, they will gladly offer you a loan to purchase real estate.  Trust deed investing is an excellent way a private individual can be the bank enjoying high returns at a relatively low risk. 

Walter Capital Funding, LLC is an asset-based lending company that specializes in lending short-term bridge loans to professional real estate investors and local home builders for both residential and commercial real estate transactions.  As a private lending company that represents a large number of private individuals, we are able to secure financing for our clients at a much faster pace than traditional mortgage lenders and banks.  With our hands-on attention and efficient underwriting and closing process we are able to offer high yields to our private lenders.  Our services include originating, underwriting, funding and servicing private first trust deed transactions in the state of Texas.  These investments are short-term and range between six and twelve months in length.  Our net annual yield is currently 12% for investments above $50,000.

We are licensed & experienced mortgage professionals giving you the opportunity to invest in:

1. Short Term (6-12 months)

2. High Yielding (12% APY)

3. Real Estate Secured Loans (First Trust Deeds)

In Addition:

• Title is vested in your name (as to your percentage of ownership)
• You will receive both title and hazard insurance policies
• Loans originated and serviced by Walter Capital Funding
• Walter Capital handles any default and/or foreclosures
• You can invest with as little as $25,000 on a first mortgage
• You receive monthly interest checks on your investment

A trust deed, or deed of trust, is a security instrument for real estate loans.  The details of the loan are spelled out in a separate promissory note, and the trust deed is recorded at the County Recorder's Office.  The trust deed serves legal notice to the world that the subject property is pledged to secure a loan.  It also provides for a rapid method of foreclosure should a borrower default on a loan. 

Trust deed investing is not a new concept. In fact, Trust Deeds have been the security for banks ever since people started taking out loans on real estate. What's exciting is that private investors are realizing what a safe and rewarding opportunity trust deed investing can be. With trust deed investing, the private investor serves as the bank. The private investor funds the real estate loan. The collateral for the loan is the specific piece of real estate for which the loan is funded. In other words, the borrower's property is the security for the loan and the debt is evidenced and secured by a deed of trust. The private investor's name reflects on the deed of trust and is recorded in the particular county to make the debt a matter of public record.

The term trust deed investing, as it is referred to in the real estate and lending industry, has developed through the years to refer to non-conventional or non-traditional real estate loans. Trust deeds are funded by private money sources or administered funds that do not come from a mainstream source. Trust deed investing has one central theme. There must be clean cut, hands down equity in the property or project to give the lender a buffer factor (protective equity) to invest his or her funds. This equity is generally utilized by the borrower from appreciation in their property over several if not many years, or a big cash infusion used to improve the property and it's earning potential at some earlier date. In today's real estate market, trust deed investors are making loans to as much as (75%) seventy five percent of the scheduled market value. Trust Deed Investing offers you security as well as returns that are 2-4 times higher than other investment plans. 

Just Like a bank..by Investing in First Trust Deed's all of the following instruments protect your investment:

1). Promissory Note with a 1st Lien Deed Of Trust

2). Hazard/Fire Insurance coverage

3). Title Insurance coverage

4). Equity in the Property

In addition, our private lenders get the peace of mind knowing that their investment is safe.  Unlike other investments such as stocks or mutual funds where your funds are only protected with paper assets by investing in First Trust Deed's your funds are secured/collateralized by Real Estate.    

To give you a better idea on our current returns please see our investment charts below:

Monthly Cash-Flow Comparison 

Annual Cash-Flow

Future Value Of Your Investment

*Assumes you reinvest all interest earned, the investment compounds at least one times annually and the yield and investment is continuous for the period stated above. 

As you can see these numbers are compelling. With Trust Deed investing you'll grow your investment 2-4 times faster!

These short-term bridge loans are fully collateralized by real estate located right here in Texas.  In addition our properties typically have a significant amount of equity in them and ranging from 25- 40% making for a rather safe investment. Our borrowers range from well established contractors to corporations.   

"Pleasant & Profitable" “Working with the Team at Walter Capital Funding has made our investment experience pleasant as it has been profitable"   Erin & Billy Childress- Trust Deed Investors

Learn more about what you’ve been missing!  

Here we provide you with the information you need to be well-informed about Trust Deed Investing.  If you are new to investing in Trust Deed's we want you to feel confident about this type of investment.  Therefore, we highly recommend reading the Department of Real Estate disclosure "What You Should Know" located on this site, before making your first investment with us. 

And please call our office or just click the link below for a no obligation "Trust Deed Investment Packet" that we can simply mail to you.  This packet will give you a good understanding on how trust deed investments work as well as our scheduled returns. 

Click here to contact us now about current or upcoming investment opportunities.